Social Franchising: HIVE (Handholding in Viable Enterprises)
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HIVE (Handholding in Viable Enterprises)
The Federation of Peoples' Sustainable Development Cooperative (FPSDC) is a national secondary cooperative federation based in Quezon City, Philippines, committed to promoting inclusive, sustainable, and people-centered development. Established in 1998, FPSDC supports a broad network of member cooperatives and people's organizations across Luzon, Visayas, and Mindanao by providing both financial and non-financial services aimed at poverty reduction, social enterprise growth, and cooperative empowerment.
Organization Background
FPSDC was formed through the consolidation of like-minded cooperatives and NGOs with a shared vision of creating a self-sufficient and socially responsible economic system. Over the past 25 years, FPSDC has evolved into a central figure in the Philippine cooperative movement, offering specialized programs that enhance the viability, reach, and sustainability of grassroots enterprises.
Under the leadership of Christie Rowena C. Plantilla, the cooperative has expanded its services and network to over 125 active member-organizations, which collectively impact thousands of smallholder farmers, micro-entrepreneurs, and underserved communities.
Core Services and Programmatic Areas
FPSDC delivers a comprehensive suite of services categorized into three main pillars:
1. Financial Services
Socialized Credit – Lending schemes designed to promote accessibility for cooperatives and marginalized sectors.
Enterprise Loan – Capital financing for social enterprises and agribusiness cooperatives.
Institution Building Loan – Loans tailored for cooperative infrastructure and operational expansion.
Bridge Financing – Interim funding for project continuity and operational gaps.
Investment Facility – Pooled capital investment for productive ventures and cooperatives.
2. Non-Financial Programs
Capacity Building – Training workshops, leadership seminars, and financial literacy for members.
Distribution & Logistics Services – Supply chain support to help members reach broader markets.
Cooperative Housing (Co-op Ville) – Community-based housing development projects enabling member access to affordable, cooperative-owned homes.
3. Social Franchising (HIVE)
HIVE (Handholding in Viable Enterprises) – A social franchising model that replicates successful enterprise models among cooperatives, including product development, marketing support, and quality assurance frameworks.
Unique Value Proposition (USP)
FPSDC is one of the few cooperative federations in the Philippines that integrates financial services with non-financial development programs. Its key differentiators include:
Member-centric financing models aligned with cooperative values
Social franchising platforms that empower replicable enterprise creation
Advocacy for sustainable development through cooperative ecosystems
Inclusive support for marginalized sectors including women, farmers, and indigenous communities
Target Beneficiaries and Partners
FPSDC’s core beneficiaries and collaborators include:
Primary and secondary cooperatives
People's organizations and community-based enterprises
Social entrepreneurs and agri-cooperatives
Government agencies and international development organizations
FPSDC partners with NGOs, LGUs, and development institutions to co-implement regional and sectoral programs.
Capabilities and Infrastructure
The cooperative operates a centralized service and administration hub in Quezon City, supported by a national network of cooperative field offices and coordinators. Its operational capabilities include:
Customized loan product structuring
Monitoring and evaluation tools for cooperative performance
Integrated logistics and warehousing services
Enterprise incubation and handholding support
Financial Overview
Although FPSDC operates under a cooperative framework and does not release detailed financial statements, indicators from cooperative performance reviews suggest:
Assets exceeding PHP 100 million
Disbursement of over PHP 300 million in loans to members since inception
Sustained annual revenue from interest income and service fees
Capitalization through member share capital and retained earnings
Development Impact
FPSDC’s initiatives have yielded wide-reaching development outcomes:
Enabled housing development for 100+ cooperative families through Co-op Ville
Trained over 3,000 cooperative leaders and members via capacity-building programs
Supported over 50 social enterprises through HIVE and enterprise loans
Created sustainable market access for agricultural and community products
Certifications and Governance
FPSDC adheres to:
CDA (Cooperative Development Authority) compliance for reporting and governance
Social performance standards in cooperative development
Internal audit and member-based oversight systems
Promotes gender inclusivity, ecological sustainability, and democratic governance
Testimonials
“FPSDC’s support enabled us to scale our small farming group into a registered cooperative supplying to regional markets.”
— Chairperson, Agri-Cooperative in Davao Region
“Through FPSDC’s Co-op Ville project, our community now owns safe and dignified housing.”
— Member-beneficiary, Quezon City
Achievements
25 years of continuous operations, recognized by cooperative institutions and NGOs
Initiated social franchising in the cooperative space through the HIVE model
Awarded by CDA and regional bodies for financial literacy and cooperative development
Serves as a model cooperative federation promoting people-centered, sustainable development in the Philippines
FPSDC continues to champion the cause of inclusive economic growth, working through and with cooperatives to build resilient, equitable, and empowered Filipino communities.
