Swipeport LLC is a California-based financial technology company specializing in integrated payment processing solutions for small to mid-sized businesses across the United States. Headquartered in Irvine, Swipeport has grown into a trusted partner for thousands of merchants by offering a full spectrum of secure, scalable, and cost-effective payment services. The company is known for combining personalized customer service with advanced payment technologies tailored to retail, hospitality, e-commerce, and professional services.
Company Overview
Established with a mission to simplify merchant services and empower business growth, Swipeport provides a unified ecosystem of payment acceptance tools that meet the needs of modern commerce. From countertop terminals to online payment gateways and integrated APIs, Swipeport delivers flexible payment infrastructure with transparent pricing and full regulatory compliance.
Core Business
Swipeport enables businesses to accept all major credit and debit cards, ACH payments, and gift card transactions through multiple platforms. The company’s solutions cater to both in-person and remote sales channels and are fully compatible with PCI-DSS compliance standards.
Its value-added services include custom point-of-sale (POS) systems, cash discount programs, credit surcharge compliance tools, and white-label integrations for developers and ISVs (Independent Software Vendors).
Product Portfolio
Payment Processing
- Credit/Debit Card Processing
- ACH Transactions
- Gift and Loyalty Card Processing
- Mobile Payments and Contactless NFC
Point-of-Sale Systems
- Clover POS: Full-featured smart terminals with inventory and employee management
- Talech POS: Cloud-based POS for retail and service businesses
- Custom POS Solutions: Built to client specifications for industry-specific needs
Payment Gateways & Online Solutions
- eCommerce Integration: Secure gateways for online stores and apps
- Hosted Checkout Pages
- Recurring Billing and Subscription Management
Compliance Programs
- Cash Discount Program: Enables merchants to offset transaction fees while offering cash incentives
- Credit Surcharge Program: Card-brand compliant surcharging mechanism to recover card processing costs
Integrated Payment SDKs and APIs
- Tools for developers to embed payment processing into apps and custom platforms
Unique Selling Proposition (USP)
Swipeport’s key differentiators lie in:
- Transparent Flat-Rate Pricing
- U.S.-Based 24/7 Support
- White-Glove Setup and Onboarding
- No Long-Term Contracts or Hidden Fees
- All-in-One Merchant Account and Gateway Setup
Swipeport’s proprietary Cash Discount App and surcharge tools have become popular for businesses seeking to reduce or eliminate processing costs legally and compliantly.
Financial & Market Presence
While financials for Swipeport are privately held, the company services over 10,000 merchant accounts nationwide and is a registered Independent Sales Organization (ISO) under major acquirers. The U.S. payments market processes over $10 trillion annually, and Swipeport continues to expand its footprint in SMB sectors.
With the shift toward cashless and contactless payments accelerated by the COVID-19 pandemic, Swipeport has seen increased demand for its online and mobile processing tools. Its Clover and Talech POS systems are used in retail outlets, restaurants, salons, healthcare offices, and service companies.
Distribution & Partner Network
Swipeport maintains strategic partnerships with:
- Fiserv (First Data)
- TSYS/Global Payments
- Elavon
- Worldpay
This network allows the company to offer competitive rates and reliable uptime through robust financial infrastructure. Swipeport also partners with POS dealers, software vendors, and independent agents to distribute its services across the U.S.
Compliance & Security
Swipeport’s platform adheres to:
- PCI DSS Level 1 Certification
- EMV Chip Card Standards
- Point-to-Point Encryption (P2PE)
- Tokenization for eCommerce Security
Their credit surcharge and cash discount programs are designed to comply with Visa, Mastercard, and state-level merchant regulations.
Capabilities
- Multi-location Merchant Support
- Cloud-Based Payment Analytics Dashboards
- Third-Party App Integrations
- White-Label Payment Platforms
- Next-Day Funding for Qualified Merchants
Customer Testimonials
Clients across various industries have praised Swipeport for its responsive customer service, intuitive setup, and cost-saving programs. Retailers and restaurants in particular have highlighted the effectiveness of the Cash Discount Program in increasing profitability without raising prices.
Major Achievements
- Servicing 10,000+ merchants across 50 states
- Deployment of Swipeport’s proprietary credit surcharge platform
- Recognition as a leading ISO partner for Clover and First Data
- Continuous growth in eCommerce integration services post-2020
Swipeport LLC continues to drive innovation in merchant services by delivering secure, compliant, and user-friendly payment solutions that empower businesses to grow in an increasingly digital economy.