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Exhibiting at Seafood Expo North America 2025

288
Boston Convention and Exhibition Center in Boston, Massachusetts
16 Mar - 18 Mar, 2025

Product Offerings

Products:

Property & Casualty Insurance: General Liability Insurance, Commercial Property Insurance, Workers' Compensation Insurance

Employee Benefits: Health Insurance Plans, Retirement Planning Services, Disability Insurance

Personal Insurance: Homeowners Insurance, Auto Insurance, Personal Umbrella Policies

Specialty Programs: Professional Liability Insurance, Cyber Risk Insurance, Marine Insurance

Brown & Brown, Inc. is one of the largest and most respected insurance brokerage and risk management firms in the United States. Headquartered in Daytona Beach, Florida, the company offers a broad spectrum of insurance products and services to businesses, government entities, institutions, professional organizations, and individuals across the globe. With a strong history of growth and acquisitions, Brown & Brown ranks among the top insurance brokers worldwide.

Company Overview

Founded in 1939, Brown & Brown has evolved from a small, family-run insurance agency into a publicly traded Fortune 500 company. Listed on the New York Stock Exchange under the ticker symbol BRO, the company operates through four major business segments:

  • Retail
  • National Programs
  • Wholesale Brokerage
  • Services

With over 15,000 teammates and more than 500 offices across the United States, Canada, Ireland, the United Kingdom, and other international markets, Brown & Brown continues to expand through strategic acquisitions and organic growth initiatives.

Core Business

Brown & Brown provides comprehensive insurance and risk management solutions, including:

  • Commercial insurance
  • Employee benefits
  • Personal insurance
  • Specialty insurance programs
  • Claims administration and support services

The company serves clients in industries such as construction, healthcare, transportation, education, hospitality, manufacturing, marine, and energy.

Product & Service Offerings

Property & Casualty Insurance

  • General Liability Insurance
  • Commercial Property Insurance
  • Workers' Compensation Insurance
  • Business Interruption Insurance
  • Equipment Breakdown Coverage

Employee Benefits

  • Health Insurance Plans
  • Group Dental and Vision Insurance
  • Retirement Planning Services
  • Life and Disability Insurance
  • Wellness Program Consulting

Personal Insurance

  • Homeowners Insurance
  • Auto Insurance
  • Personal Umbrella Policies
  • Flood Insurance
  • Recreational Vehicle Coverage

Specialty Programs

  • Professional Liability Insurance
  • Cyber Risk Insurance
  • Marine Insurance
  • Aviation Insurance
  • Non-Profit and Religious Organization Programs

These offerings are supported by claims management, risk control consulting, loss prevention programs, and data-driven analytics to help clients mitigate risk and protect assets.

Specialization & Core USP

Brown & Brown’s core strengths include:

  • Decentralized operating model, giving local offices autonomy to serve their markets
  • A culture of entrepreneurial empowerment
  • Extensive industry specialization and program development
  • A strong track record of mergers and acquisitions to expand capabilities and market share
  • A commitment to digital transformation and innovation through InsurTech partnerships

This combination of localized service and corporate backing allows the company to respond quickly to client needs while maintaining scalable enterprise capabilities.

Financial Performance

As of FY2023:

  • Annual Revenue: $4.57 billion
  • Net Income: $753 million
  • Market Capitalization: Over $20 billion
  • Organic Growth: Reported 10.4% in 2023
  • Adjusted EBITDA Margin: Approximately 30%

Brown & Brown consistently ranks among the top 6 global insurance brokers, competing with firms like Marsh McLennan, Aon, and Gallagher. The company’s performance reflects a blend of organic expansion and strategic acquisitions.

Acquisition Strategy

Brown & Brown has completed over 600 acquisitions since 2000, contributing significantly to its market presence and product diversity. Notable acquisitions include:

  • Hays Companies – Minneapolis-based employee benefits and property/casualty broker
  • OBG Insurance & Risk Management
  • Jardine Lloyd Thompson Group (U.S. operations)

Acquisitions target both geographic expansion and specialty practice areas.

Target Market

Brown & Brown serves:

  • Large and mid-size corporations
  • Small businesses and start-ups
  • Public sector entities (schools, municipalities, utilities)
  • Healthcare providers and hospitals
  • High-net-worth individuals
  • Non-profits and educational institutions

Its wide-ranging capabilities allow it to serve clients with complex risk management needs as well as those seeking cost-effective coverage.

Capabilities

  • In-house risk assessment and engineering teams
  • Proprietary data analytics tools for risk modeling
  • Regulatory and compliance expertise across multiple jurisdictions
  • Cybersecurity risk advisory and claims support
  • Client education and training programs

Brown & Brown also leverages technology to streamline service delivery, enhance customer engagement, and manage large-scale employee benefit programs.

Certifications & Compliance

Brown & Brown maintains:

  • Licensure in all 50 U.S. states
  • Compliance with FCA (UK), FINRA, and NAIC regulatory frameworks
  • Adherence to HIPAA, GDPR, and other international privacy regulations
  • Annual audits and reporting under SOX (Sarbanes-Oxley Act) compliance
  • Cybersecurity frameworks aligned with NIST and ISO/IEC 27001 standards

Customer Testimonials

“Brown & Brown’s team helped us streamline our benefits program and reduce premiums without sacrificing quality. Their expertise in compliance is unmatched.”
— HR Director, Mid-sized Healthcare System

“Their risk control advisors went beyond insurance to help us build a safer worksite and lower our claims ratio.”
— COO, Construction Firm

Major Achievements

  • Ranked #5 in Business Insurance’s Top 100 Brokers of U.S. Business
  • Featured in Forbes Global 2000 and Fortune 500
  • Named a Best Place to Work in Insurance multiple times
  • Expanded into Europe and Canada, growing international presence
  • Launched internal Leadership Development and DEI programs

Brown & Brown, Inc. continues to lead the insurance and risk management sector with an entrepreneurial mindset, commitment to service, and strategic growth vision that empowers its clients to navigate risk with confidence.