One Source Risk Management & Funding is a leading credit and political risk insurance brokerage based in Cumberland Foreside, Maine, specializing in customized trade credit solutions for businesses of all sizes. With a nationwide presence and partnerships with global insurers, One Source offers risk mitigation strategies that safeguard clients against non-payment, political uncertainty, and cash flow disruptions.
Company Overview
Founded with the goal of providing businesses with strategic protection against financial loss from credit defaults and geopolitical instability, One Source Risk Management & Funding has grown to become one of the largest trade credit insurance brokers in the United States. The company operates across various industries, including manufacturing, agriculture, finance, and export-import trade, helping clients enhance financial security and improve access to funding.
One Source is an independently operated firm that combines deep market knowledge with strong insurer relationships, enabling them to negotiate competitive coverage terms and provide comprehensive risk advisory services.
Core Business
The company’s primary services include:
- Trade Credit Insurance: Protects businesses against customer non-payment due to insolvency or default.
- Export Credit Insurance: Covers export-related transactions and includes protection from political risks like currency inconvertibility and government intervention.
- Political Risk Insurance: Insulates investments and trade receivables from risks arising due to political events, expropriation, or war.
- Factoring Solutions: Provides access to liquidity by selling accounts receivables to improve working capital.
- Receivables Management: Helps businesses streamline collections, reduce DSO (days sales outstanding), and manage credit risk.
Product Offerings
One Source offers tailored insurance and funding products, including:
- Credit Insurance
- Coverage limits aligned with buyer risk profiles
- Domestic and international coverage
- Export Credit Insurance
- Available with political and commercial risk components
- Designed for exporters and global traders
- Political Risk Insurance
- Includes coverage for contract frustration, confiscation, and forced abandonment
- Factoring and Financing Solutions
- Connects clients with lenders for insured receivables-backed financing
- Receivables Management Services
- Offers support with credit checks, collections, and monitoring
These offerings are provided through partnerships with top-tier global insurance underwriters such as Atradius, Euler Hermes, Coface, and Lloyd’s syndicates.
Specialization and USP
One Source distinguishes itself through:
- Exclusive focus on trade-related insurance and finance
- Highly specialized brokers and advisors with deep industry knowledge
- Customized program structuring for businesses of all sizes
- Access to the global insurance marketplace for best-in-class policy terms
- Integrated services for insurance, financing, and collections under one roof
Their unique combination of credit insurance and funding capabilities allows clients to both protect receivables and leverage them for capital, reducing risk while enhancing liquidity.
Market Position and Financials
One Source is consistently ranked among the top trade credit insurance brokers in North America. It has placed policies for thousands of clients across the U.S. and maintains strategic alliances with over 20 insurance carriers globally.
- Client Base: 2,000+ active clients across industries
- Insured Receivables: Estimated to exceed $15 billion annually
- Industries Served: Agriculture, Chemicals, Manufacturing, Energy, Textiles, Electronics, Logistics, and more
The firm has also been instrumental in helping clients secure financing lines backed by insured receivables worth hundreds of millions of dollars, making it a key player in the trade finance ecosystem.
Shipment and Trade Impact
While not a trading company, One Source’s services directly support clients engaged in:
- International shipments to high-risk markets
- Cross-border trade finance
- Export growth strategies requiring political risk mitigation
Their involvement often facilitates smoother international transactions and improves exporters' eligibility for bank financing by providing credit risk coverage on overseas buyers.
Target Market
One Source serves:
- Mid-sized to large corporations with domestic or international sales
- Exporters entering emerging or unstable markets
- Lenders seeking receivables-backed lending protection
- CFOs and risk managers seeking to reduce bad debt exposure
- Companies with high accounts receivable concentrations
Their solutions are scalable, with offerings for businesses generating as little as $5 million in sales to those with billions in receivables.
Capabilities
- Nationwide broker network and remote advisory model
- In-house underwriting and claims advocacy team
- Proprietary credit risk monitoring tools
- Partnerships with global finance providers
- Multilingual support for global trade clients
Certifications and Compliance
One Source works exclusively with A-rated insurers and maintains compliance with:
- U.S. Export-Import Bank credit insurance programs
- Private market regulations for financial services
- Data security and confidentiality standards for client receivables
They are also active members of industry associations such as the International Credit Insurance & Surety Association (ICISA) and National Association of Credit Management (NACM).
Customer Testimonials
Although direct quotes are not published, client case studies reveal:
- Significant reduction in bad debt write-offs
- Accelerated financing approvals by securing insured receivables
- Improved credit decision-making through risk analytics and credit reports
- Successful recovery of international receivables through claims support
Major Achievements
- Secured over $1 billion in annual financing lines for insured clients
- Helped companies reduce bad debt losses by up to 90%
- Named as a Top Trade Credit Brokerage Firm by insurance carriers
- Expanded presence to cover all 50 U.S. states with tailored industry-specific programs
- Successfully guided exporters through geopolitical disruptions using political risk insurance
One Source Risk Management & Funding continues to lead the credit insurance and trade finance advisory market with a comprehensive, client-centric model that blends insurance, funding access, and receivables strategy to fuel global business growth.