Exhibiting at IFEX Philippines 2025

Land Bank of the Philippines (LANDBANK) is a government-owned universal bank headquartered in Malate, Manila, and serves as one of the country’s largest financial institutions in terms of assets, loans, and reach. Originally established to serve the needs of farmers and fishers, LANDBANK has evolved into a full-service financial institution, playing a key role in national development while maintaining its commitment to countryside growth and inclusive banking.

Core Business and Product Offerings

LANDBANK delivers a wide array of financial products and services to individuals, SMEs, corporations, cooperatives, and government agencies. Its key offerings include:

Loans & Credit Facilities

• Agricultural Loans: Sikat Saka, ERCA, ACPC financing programs
• SME and Microfinance Loans
• Infrastructure Financing
• Housing Loans
• Personal and Salary Loans

Deposit and Investment Services

• Savings and Checking Accounts
• Time Deposits
• Foreign Currency Accounts
• Unit Investment Trust Funds (UITFs)

Digital and Financial Services

• LANDBANKLink.BizPortal (online payment gateway)
• LANDBANK iAccess (retail internet banking)
• LANDBANK Mobile Banking App
• Remittance Services
• Treasury and Investment Banking Services

Export and Trade Finance

• Export Development Support
• Trade Finance Facilities
• Syndicated Loan Structuring and Underwriting

LANDBANK also manages the Overseas Filipino Bank (OFBank), the first branchless digital-only bank in the Philippines dedicated to overseas Filipinos and their beneficiaries.

Specialization and Unique Value Proposition

LANDBANK operates with a dual mandate: to be a financially viable bank and to support national development. Its unique proposition includes:

• Exclusive focus on agricultural and rural development financing
• Extensive government banking services
• Widest branch network among government financial institutions
• Pioneer in government-initiated digital banking services

LANDBANK combines commercial banking scale with a strong social impact mission.

Financial and Operational Strength

As of 2023:

• Total Assets: ₱3.1 trillion
• Gross Loan Portfolio: Over ₱1.1 trillion
• Net Income: ₱40.3 billion
• Branches: 607 (nationwide)
• ATMs: Over 2,900
• Employees: Over 10,000

LANDBANK is consistently ranked among the top 5 Philippine banks by assets and is the largest government-owned bank in the country.

Export and International Operations

LANDBANK supports Philippine exporters through trade finance services, FX products, and documentation facilities. Through its partnership with OFBank, it offers remittance services and digital banking solutions tailored to overseas Filipino workers (OFWs) and their families.

It maintains correspondent banking relationships with over 1,000 financial institutions worldwide.

Target Market

LANDBANK serves a broad range of clients including:

• Farmers, Fishers, and Agrarian Reform Beneficiaries
• Micro, Small, and Medium Enterprises (MSMEs)
• Local Government Units (LGUs)
• National Government Agencies
• Cooperatives and Rural Banks
• OFWs and Overseas Filipinos (via OFBank)
• General Public and Corporate Clients

Its inclusivity and government-aligned programs make it a preferred partner for public sector projects and financial inclusion initiatives.

Capabilities and Infrastructure

• Nationwide Branch Network including presence in remote rural areas
• Full-suite Digital Platforms for personal and institutional banking
• Automated Teller Machines (ATMs) across all Philippine regions
• Government-to-Person (G2P) Payment Disbursement Capabilities
• Strong Risk Management and Compliance Framework

LANDBANK’s operational capability is also backed by partnerships with fintech and government IT infrastructure providers for rapid rollout of cashless services.

Certifications and Compliance

• BSP-Regulated Universal Bank
• SEC Registered
• ISO-certified Business Units
• Member of the Bankers Association of the Philippines (BAP)
• Compliant with AMLA, FATF, and other international banking standards

LANDBANK also participates in public disclosure and transparency initiatives, aligned with good governance standards.

Customer Testimonials

LANDBANK is widely recognized for its support to agriculture and its rapid disbursement programs during national emergencies. It received praise for administering government subsidies such as the Social Amelioration Program (SAP) and COVID-19 Relief Loans during the pandemic. Farmers' groups and LGUs commend its customized financing packages and outreach programs.

Major Achievements

• Ranked among the Top 5 banks in the Philippines by assets
• Administered ₱21.3 billion in subsidies during the COVID-19 pandemic
• Launched OFBank – the first branchless digital bank in the country
• Expanded rural reach with 100% presence in all Philippine provinces
• Awarded ‘Best Government Bank’ by The Asian Banker

LANDBANK continues to champion financial inclusion, national development, and institutional excellence as a leading government financial institution.